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Making a complaint  
 

We value your feedback

We’re really keen to learn how we can improve any part of our service. We welcome any form of feedback from you. We take every complaint seriously and look to use the feedback you give us to put things right.

We’re regulated by the Financial Services Authority (FSA) and our procedures for dealing with complaints follow their guidelines.

So, how do you make a complaint?

If it relates to company pensions: If it relates to individual pensions:
Write icon Write: Bristol Head Office
10 Canons Way
Bristol
BS1 5LF
Write icon Write: Clevedon Office
Castlewood
Tickenham Road
North Somerset
Clevedon
BS21 6BD
Telephone icon Call: 0845 850 0251
We may record your call for quality and training purposes.
Telephone icon Call: 0870 602 2244
We may record your call for quality and training purposes.
Email icon Email: Email
IMPORTANT: Only use email for general enquiries as your message is not secure.
Email icon Email: Email
IMPORTANT: Only use email for general enquiries as your message is not secure.

Calls to 0845 will be charged at standard local rates and 0870 numbers will be charged at standard national rates by your telephone service provider. As these rates may vary from one provider to another, you should check with your own telephone service provider for details of the rates that will apply to you.

Then, what happens?

Timescales Expected outputs
Week one When we receive your complaint, we promise to acknowledge it within five working days
Within the first four weeks We’ll carry out a full and impartial investigation of your complaint and take account of all available information, and write to you with details of the outcome and our decision
After four weeks If we haven’t been able to complete the investigation within four weeks, we’ll write and let you know what's causing the delay and when we hope to be able to give our response
Within eight weeks If the investigation still isn’t complete within eight weeks and we aren’t waiting for any more information from you, we’ll write and explain why.

If you don’t agree with our decision, or our investigation isn’t completed within eight weeks, you can refer to the Financial Ombudsman Service, Pensions Advisory Service (OPAS) or the Pensions Ombudsman if your complaint falls within their jurisdiction.

We will be happy to provide copies of our complaints leaflet in Braille or large print.

 
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Issued by Clerical Medical Investment Group Limited. Registered Office 33 Old Broad Street, London EC2N 1HZ. Registered in England and Wales, Registered No. 3196171. Part of the HBOS Group. Clerical Medical Investment Group Limited is authorised and regulated by the Financial Services Authority. These pages are intended for UK residents only. © Copyright Clerical Medical Investment Group Limited 2005.