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Enjoy the peace of mind that good advice brings  
 

Before you enter into any kind of investment, and particularly a long-term one, we strongly recommend you get expert advice from a qualified financial adviser. That’s why we don’t sell our products directly to you; we only sell them through qualified financial advisers.

If you don’t have a financial adviser and would like some help in finding one near you, please click here.

Meeting an adviser for the first time
Having spoken to some of you, we know that meeting with an adviser for the first time can be a daunting experience, not knowing what to expect or what questions to ask. To help prepare for your meeting, please click on each of the topics below:

What is a financial adviser?
What to expect from your first meeting with a financial adviser
Five questions to ask a financial adviser
Please see our ‘Glossary’ section if you’re unsure about any financial terminology
Brief overview of how financial advisers are regulated

 
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Issued by Clerical Medical Investment Group Limited. Registered Office 33 Old Broad Street, London EC2N 1HZ. Registered in England and Wales, Registered No. 3196171. Part of the HBOS Group. Clerical Medical Investment Group Limited is authorised and regulated by the Financial Services Authority. These pages are intended for UK residents only. © Copyright Clerical Medical Investment Group Limited 2005.