Home    Contact us    Careers    Glossary    Accessibility    Sitemap  
Go
Clerical Medical - logo
About Clerical Medical
Our products
Funds and prices
Planning tools
Making sense of investments
Making sense of pensions
Find an adviser
Choosing an adviser


Go to . . .
Group pension zone Group pension zone
Media zone Media zone
Adviser zone Adviser zone
International zone International zone
 
What to expect from your first meeting with a financial adviser  
 

It will probably take about one hour of your time. Depending on the adviser, the meeting will either take place at your home or they will invite you to their office. The advice will be based on a selection of products from the whole market.

The adviser will want to understand as much about you as possible, before choosing the right type of product for you. Be prepared for them to ask you questions about your:

  • Personal circumstances (age, family dependants, age you’d like to retire)
  • Financial situation (mortgage details, number of current savings, investments, weekly/monthly expenditure)
  • Attitude towards risk

The adviser should then show you at least 2-3 different companies details for you to choose from. It’s the role of the adviser to recommend the most suitable product for you based on your answers to the above questions. It’s entirely up to you whether you listen to their advice. If you’ve done your own research prior to this meeting, you may want to suggest a couple of alternatives you have read about. Please share this information with the adviser.

It’s quite possible, that you’ll need time to think over these options before making this long-term commitment. It’s perfectly normal to arrange a second meeting with your financial adviser before you make your final decision. You may be charged for their advice.

Back to 'Find an adviser' page
 
Enjoy tomorrow Visit the Clerical Medical art gallery
Visit the Clerical Medical art gallery
Please see our legal and privacy statements.
Issued by Clerical Medical Investment Group Limited. Registered Office 33 Old Broad Street, London EC2N 1HZ. Registered in England and Wales, Registered No. 3196171. Part of the HBOS Group. Clerical Medical Investment Group Limited is authorised and regulated by the Financial Services Authority. These pages are intended for UK residents only. © Copyright Clerical Medical Investment Group Limited 2005.