Our Discounted Gift & Income Bond is part of our Discounted Gift & Income Plan: an estate planning solution that can give you significant inheritance tax savings under current tax rules.

The Plan is designed to give you a regular income for the rest of your life.

The Bond is established under a 'trust' (a legal arrangement that allows a person to give control of property and money to another person or institution (the trustee)) for the benefit of certain persons (the beneficiaries) and is designed for people who:

• have a minimum single lump sum investment of at least £50,000
• are looking to reduce the value of their estate for inheritance tax purposes
• and want to receive a regular income as well

In addition the bond offers:

• A comprehensive range of investment funds to choose from
• The benefit of the investment expertise of some of the UK’s most highly respected fund managers, and
• The facility to switch between funds at any time – currently completely free.
• The value of the investment, and any income from it, can go down as well as up as a result of market movements. You may get back less than you invested.

For more information about this bond, and to see if it’s the right investment for you, please speak to your financial adviser.