Home    Contact us    Careers    Glossary    Accessibility    Sitemap  
Go
Clerical Medical - logo
About Clerical Medical
Our products
Individual pensions
Income drawdown
Investments
Investment Bond
The Discounted Gift and Income Bond
Paying more money into your bond
Offshore
Funds and prices
Planning tools
Making sense of investments
Making sense of pensions
Find an adviser


Go to . . .
Group pension zone Group pension zone
Media zone Media zone
Adviser zone Adviser zone
International zone International zone
 
The Discounted Gift & Income Bond  
 

Our Discounted Gift & Income Bond is part of our Discounted Gift & Income Plan: an estate planning solution that can give you significant inheritance tax savings under current tax rules.

The Plan is designed to give you a regular income for the rest of your life.

The Bond is established under a 'trust' (a legal arrangement that allows a person to give control of property and money to another person or institution (the trustee)) for the benefit of certain persons (the beneficiaries) and is designed for people who:

  • have a minimum single lump sum investment of at least £50,000
  • are looking to reduce the value of their estate for inheritance tax purposes
  • and want to receive a regular income as well

In addition the bond offers:

  • A comprehensive range of investment funds to choose from
  • The benefit of the investment expertise of some of the UK’s most highly respected fund managers, and
  • The facility to switch between funds at any time – currently completely free.
  • The value of the investment, and any income from it, can go down as well as up as a result of market movements. You may get back less than you invested.

For more information about this bond, and to see if it’s the right investment for you, please speak to your financial adviser.

Click for an explanation of investment terms
Investment doesn’t have to be a foreign language
Investment terms explained
more Click for an explanation of investment terms
 
Enjoy tomorrow Visit the Clerical Medical art gallery
Visit the Clerical Medical art gallery
Please see our legal and privacy statements.
Issued by Clerical Medical Investment Group Limited. Registered Office 33 Old Broad Street, London EC2N 1HZ. Registered in England and Wales, Registered No. 3196171. Part of the HBOS Group. Clerical Medical Investment Group Limited is authorised and regulated by the Financial Services Authority. These pages are intended for UK residents only. © Copyright Clerical Medical Investment Group Limited 2005.