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Our individual pension plan is no longer open to new investors. However, if you've
already have this product you can still add to it, or make changes to how your money
is invested – see below for more details
So, what are the main features?
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You can make regular contributions from just £50 per month
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You can arrange for your contributions to increase automatically
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You can stop, start, change or suspend your contributions at any time. This can affect the value of your fund when you take your benefits.
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You can make an additional single contribution of £250 or more, subject to having already made a single contribution in the past.
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And, you can make a pension transfer valued at £1,000 or more, so long as you've previously transferred other pension plan money into this plan.
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You can change your investment choices at any time. We offer a wide range of investments linked to the performance of stocks and shares, property, gilts, bonds and cash.
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100% of your contribution is usually invested in the fund. For further information about our charges please see our
Technical details and charges leaflet.
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The value of the investment can go down as well as up as a result of market movements. You may get back less than you invested.
As a rule, you should pay as much as you can afford into a pension, and the sooner you start the better. Your financial adviser will be able to advise you about how much you should aim for, to build a pension that will meet your needs in retirement. For more information about this plan, please speak to your
financial adviser.
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