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Our individual stakeholder plan is no longer open to new investors.
However, if you already have this product, you can still add to it, or make changes to how your pension is invested – see below for more details.
So, what are the main features?
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You can increase your regular contributions by as little as a £1.00 a month.
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If you currently pay by direct debit you can arrange for your contributions to increase automatically.
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You can stop, start, change or suspend your contributions at any time without charge. This may affect the value of your plan when you take your benefits.
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You can make a single contribution at any time from just £20.00.
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You can add transfer values from the pension scheme of another provider at any time. The minimum single transfer value we will accept is £20.00.
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You can ask us to change your investment choices at any time. We offer a wide range of investments linked to the performance of stocks and shares, property, gilts, bonds and cash.
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100% of your contributions is always invested in your plan.
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The value of the investment can go down as well as up as a result of market movements. You may get back less than you invested.
As a rule, you should pay as much as you can afford into a pension.
For more information about this plan, please speak to your financial adviser.
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Important note |
This information is based on our understanding of UK law and HM Revenue & Customs practice. These are subject to change in the future.
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