Our integration with Scottish Widows means that an even stronger range of life, pension and investment products is now available to you, offered under the Scottish Widows brand

Clerical Medical existing customers

If you’re already invested in any of the following products, you can make additional contributions or make transfers from other plans.

Investment Bond, Discounted Gift and Income Bond – ways of using a lump sum investment to provide inheritance tax planning as well as for income and/or capital growth.

Individual pensions – personal pensions for people who are either employed, self-employed or not working

Stakeholder pensions – like personal pensions with certain minimum standards set by the Government, designed to be low cost and flexible

Income drawdown – for people over 50 (55 from 6 April 2010), retired, about to retire, or who simply want additional income, Income Drawdown enables you to withdraw income from your pension and put off buying an annuity.