Our Investment Bond is a lump sum investment with an element of life cover that can provide you with capital growth potential or an income over the medium to long-term, typically a period of at least five years.

So, what are the main features?

• You can start with an investment of £10,000
• You can make additional payments of £1,000+ at any time
• It offers potential growth plus income options
• You can get up to 5% each year tax-deferred income
• You can choose from a range of regular and one-off withdrawal options
• No early withdrawal charge on withdrawals up to 7.5% each year of your total cash investment
• You can pick from 69 investment funds to meet your individual investment objectives
• You benefit from the investment expertise of some of the UK’s most highly respected fund managers
• You can switch between funds at any time – currently completely free.

The value of the investment, and any income from it, can go down as well as up as a result of market movements. You may get back less than you invested.

For more information about this bond, and to see if it’s the right investment for you, please speak to your financial adviser