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Scottish Widows Scottish Widows
The Investment Bond  

The Investment Bond is a lump sum investment with an element of life cover that can provide you with capital growth potential or an income over the medium to long-term, typically a period of at least five to ten years.

You will have already started your plan with an investment of at least 10,000, so what are the main features available to you now?

  • You can make additional payments of 1,000+ at any time
  • It offers potential growth plus income options
  • Each year, you can make withdrawals of up to 5% of the amount invested without any immediate liability to tax.
  • You can choose from a range of regular and one-off withdrawal options
  • No early withdrawal charge on withdrawals up to 7.5% each year of your total cash investment
  • You can pick from a wide range of investment funds to meet your individual investment objectives
  • You benefit from the investment expertise of some of the UKs most highly respected fund managers
  • You can switch between funds at any time currently free of charge.

The value of your bond and any withdrawals that you take from it can fall as well as rise depending on investment performance (and currency exchange rates where a fund invests overseas) and you could get back less than you invested. This type of investment does not offer any guarantees.

The tax treatment depends on your individual circumstances and may be subject to change in the future. Tax rules can change.

For more information about this bond, and to see if it's still the right investment for you, please speak to your financial adviser.

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Issued by Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655. These pages are intended for UK residents only.